Medicare Part D


Drug Coverage (Part D)

Medicare drug coverage is offered by private insurance companies . If you decide not to get it when you’re first eligible, and you don’t have other creditable prescription drug coverage (employer, union, VA) or get extra help, you’ll pay a late enrollment penalty if you join a plan at a later date. Generally, you’ll pay this penalty for as long as you have Medicare drug coverage. To get Medicare drug coverage, you must join a Medicare-approved plan that offers drug coverage. Each plan can vary in cost and drugs covered.

There are 2 ways to get Medicare drug coverage:

  1. Stand Alone Part D- you have Original Medicare and/or a Medigap Plan and you’re adding a Stand Alone drug coverage.
  2. Medicare Advantage Plan (Part C) with drug coverage.


This is why you need the experience of our agency, and our services are absolutely free.

By providing us with a list of your doctors and medications, we are able to provide you with the best Medicare coverage and all the benefits you deserve. It’s just that simple!