Medicare Supplement Plans

All Medicare Supplements are the same no matter which company offers them.

The plans are set by Medicare and not the insurance companies. In other words, a plan G with one company covers EXACTLY the same thing as a plan G with another insurance company. The only difference is the price!

• The Plan F pays all of the out of pocket cost of Original Medicare, but has the highest monthly premium
• The Plan G will cover all out of pocket cost (except the $226 Part B deductible) and it is a better value than the plan F
• The Plan N is your best value Supplement since it covers you just like a Plan F, except for your Part B deductible of $226, and $20 copays for doctor visits. Depending on your zip code, age, and gender, the N Plan is about $300-$500 a year less than the F plan

With Medicare Supplement plans, you can go to any doctor that accepts Medicare without dealing with network concerns. Starting in 2020, Plan F will not be offered to people turning 65 and enrolling in Medicare. Plan F will be available to those who are over the age of 65 and coming off an employer’s plan.

Supplements do not include the Part D prescription drug plan. In addition to the Medicare Supplement premium, you will have a monthly drug premium usually between $15-$50. For very costly prescriptions of $1,000 or more a month, you will pay about $95 per month to cover these types of medications.

Let us provide you with the best prices if you are interested in a Medicare Supplement. We will need a list of your medications in order to research a drug plan.

We look forward to working with you and our services are absolutely free.

It’s just that simple!